Medicaid Requirements for Cubby Bed Coverage
Your role is critical in obtaining insurance coverage for a Cubby Bed. We want to make this process easier.
This page explains the general steps for insurance approval in your state and who can help along the way. Understanding these requirements will ensure smoother communication, timely submissions, and increase the likelihood of coverage.
Connecticut Medicaid
Last updated: 10/2025 • External links may change; we review this information biannually.
- Schedule an appointment with your loved one’s doctor.
- Before your visit, print the Prescription Form in the Required Documents Packet. If you do not have access to a printer, ask the provider to print it for you at the appointment.
- Discuss the medical need for a Cubby Bed during your visit and ask the doctor to fill out the printed Prescription Form.
- Obtain a Letter of Medical Necessity (LMN). It is highly recommended that it be written by an Occupational Therapist (OT) or Physical Therapist (PT). If you do not have access to an OT or PT, consult with your chosen Medical Supplier (see next step). Use our Safety Needs and Concerns Worksheet to write down your loved one’s safety concerns and any other solutions you’ve tried that didn’t work. The level of detail you provide is crucial to ensure your medical documents fully capture your loved one's need for a Cubby Bed.
- Locate a Medical Supplier that carries Cubby Beds and accepts your insurance.
- Follow up with the medical supplier: Confirm they’ve received all the necessary documents and ensure they’ve submitted your request to Medicaid.
For more information on how to get a Cubby Bed, visit our website.
- Complete the Prescription Form, which is included in the Required Documents Packet.
- Once your patient has partnered with a medical supplier, please send this document directly to that supplier. You may need to work with the supplier to provide revisions or additional paperwork that insurance requests for the authorization process or for appealing a denial.
- Medical necessity and safety concerns should be clearly documented in the patient’s chart.
- Work with the family to write a Letter of Medical Necessity (LMN). Use the guidance provided in the Required Documents Packet for the details that need to be included.
→ To increase the chance of coverage, please address the language in Connecticut’s definition of medical necessity. The Connecticut DSS definition of medical necessity is “...health care provided to correct or diminish the adverse effects of a medical condition or mental illness; to assist an individual in attaining or maintaining an optimal level of health; to diagnose a condition; or to prevent a medical condition from occurring.” - Once your patient has partnered with a medical supplier, please send the LMN directly to that supplier. You may need to work with the supplier to provide revisions or additional paperwork that insurance requests for the authorization process or for appealing a denial.
- Connecticut Medicaid policy guidelines state that safety beds are non-covered due to being considered investigational. However, the policy clearly states that if these guidelines conflict with the definition of Medical Necessity, the definition of Medical Necessity from DSS shall prevail. (Please see above under OT/PT for the official DSS definition.)
- Communicate regularly with the family and providers to improve the chance of approval.
If Your Coverage Is Denied
Sometimes Medicaid requests are denied, which is more common than you might expect. If that happens, our Medicaid Appeal Process Guide explains the steps you can take.