The duration varies based on factors like your insurance provider, case complexity, and documentation completeness. Begin the process promptly to avoid delays.

Factors influencing the duration:

• Insurance Policies: Each provider has different processing times and requirements.

• Case Complexity: The intricacy of your case affects processing speed.

• Documentation Completeness: Ensure all paperwork is complete to avoid delays.

• Prior Authorization: Some plans require approval before providing equipment.

• Appeals: If denied coverage, appeals can prolong the process.

Taking proactive steps:

Schedule a doctor's appointment to discuss your need for a Cubby Bed. While we can't provide an exact timeline, we're here to support you throughout.

The approval of a safety bed insurance claim depends on several factors, including:

• Medical Necessity: Insurance companies typically require evidence that the safety bed is medically necessary for the individual's condition.

• Policy Coverage: The extent of coverage for durable medical equipment, including safety beds, varies depending on your insurance policy.

• Documentation: Comprehensive and accurate documentation from your healthcare provider supporting the need for a safety bed is crucial for claim approval.

• Preauthorization Requirements: Some insurance providers may require preauthorization before approving coverage for a safety bed.

• Network Providers: Using a DME supplier within your insurance provider's network can streamline the claims process and ensure compliance with their policies.

Once you have your LMN, we're here to help! Our in-house specialists offer a free service where they can review your letter and provide suggestions. It's just another way we're here to support you on this journey. You can access this service here.

Durable Medical Equipment (DME) Suppliers are here to lend a helping hand and make the process smoother for you. While we're the creators and manufacturers of the Cubby Bed, DMEs are experts in navigating insurance coverage, coordinating with healthcare providers, and ensuring a seamless delivery process.

Our Cubby Care Team is also here to support you. Simply fill out this form to request a document review by one of our specialists, who will offer recommendations or email us at hello@cubbybeds.com to learn about other funding options.

Yes! In addition to our written guide, we’ve created a helpful video that walks you through each step of the process. Watch it here!

• OT = Occupational Therapist
• PT = Physical Therapist
• RX = Prescription
• LMN = Letter of Medical Necessity
• DME = Durable Medical Equipment Supplier